⚠️ General Information Only · Not financial advice · FCA No. 301173
Oluprotects

Oluprotects Hub

Free Protection Calculators & Tools

Life · Income · Critical Illness · Mortgage Protection

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Olumide Oyedele

Olumide Oyedele

Financial Resilience Consultant · Protection Specialist
★★★★★ Trusted FCA-Regulated Advisor

My mission is simple: help families protect what matters most. I strip away the jargon and make sure your income, your mortgage, and the people you love are properly covered — so life’s unexpected moments never leave them vulnerable. Every tool below is designed to give you clarity in minutes. Scroll down and take control of your protection.

📅 Book Free 10-Min Call 💬 WhatsApp Me

🛡️ Why Protection Matters

Most people only think about protection when it’s too late. These numbers show why acting now is the smartest decision you can make.

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1 in 2

Working adults in the UK would struggle financially within a month if they couldn’t work due to illness or injury.

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Mortgage Risk

Most people taking a mortgage never properly protect the very debt that keeps a roof over their family’s head.

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Family First

Life cover from as little as £6–£15 a month can secure your family’s future for decades.

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Time is Key

The younger and healthier you are, the more affordable and comprehensive your cover can be.

⚡ 30-Second Quiz

What protection do you need most right now? Pick your situation for a personalised pointer.

📅 Get Personalised Advice — Free Call

🧮 Free Protection Calculators

Honest estimates in seconds. These tools give you clarity — then book a free call for exact figures tailored to you.

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How Much Life Cover Do I Need?

Recommended Life Cover
£0
This is a common rule-of-thumb (income × years + debts − existing cover). Your exact need depends on lifestyle, dependents and other assets.
💡 Most families are under-insured. A free review can reveal the real gap and the most cost-effective way to close it.
📅 Get exact quote — free call
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Income Protection Calculator

Recommended Monthly Benefit
£0
Suggested deferred period shown above.
💡 Income Protection pays a monthly tax-free benefit if you can’t work due to illness or injury. It’s the cover most people need but least often have.
📅 Check your options — free call
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Protection Gap Checker

Answer honestly — this takes 20 seconds.

Your Protection Score
0/10
📅 Free Protection Review
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Critical Illness Cover Estimator

Suggested Critical Illness Cover
£0
Typically used to clear the mortgage and provide a buffer while you recover. Exact needs vary.
💡 Critical Illness pays a tax-free lump sum on diagnosis of a serious condition (cancer, heart attack, stroke, etc.). It is different from Life Cover.
📅 Discuss Critical Illness options
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Family Protection Cost Sense-Check

Indicative Monthly Premium
£0
Very rough estimate only. Actual premiums depend on health, lifestyle, exact product and underwriting. Many plans start from under £10–£20/month.
💡 Real quotes are often lower than people expect. A free no-obligation quote takes minutes.
📅 Get accurate quote — free
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Mortgage Protection Checker

Recommendation
💡 Decreasing term (mortgage protection) gets cheaper as the balance falls. Level term stays the same and can leave money for the family after the mortgage is cleared.
📅 Protect your mortgage — free call

Ready for real peace of mind?

Book a free, no-obligation 10-minute discovery call. I’ll show you exactly where you stand and the most cost-effective way to close any gaps.

📅 Book Free Call 💬 WhatsApp

📱 Add Oluprotects Hub to your phone

iPhone: Open in Safari → Tap Share → “Add to Home Screen”
Android: Menu → “Add to Home screen” or “Install app”
Instant access to all tools — no App Store needed.