⚠️ General Information Only · Not financial advice · FCA No. 301173
Oluprotects

Oluprotects Hub

Free Protection Calculators & Tools

Life · Income · Critical Illness · Mortgage Protection

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Olumide Oyedele

Olumide Oyedele

Financial Resilience Consultant · Protection Specialist
★★★★★ Trusted FCA-Regulated Advisor

My mission is simple: help families protect what matters most. I strip away the jargon and make sure your income, your mortgage, and the people you love are properly covered, so life’s unexpected moments never leave them vulnerable. Every tool below is designed to give you clarity in minutes. Scroll down and take control of your protection.

📅 Book Free 10-Min Call 💬 WhatsApp Me

🛡️ Why Protection Matters

Most people only think about protection when it’s too late. These numbers show why acting now is the smartest decision you can make.

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1 in 2

Working adults in the UK would struggle financially within a month if they couldn’t work due to illness or injury.

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Mortgage Risk

Most people taking a mortgage never properly protect the very debt that keeps a roof over their family’s head.

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Family First

Life cover from as little as £6-£15 a month can secure your family’s future for decades.

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Time is Key

The younger and healthier you are, the more affordable and comprehensive your cover can be.

⚡ 30-Second Quiz

What protection do you need most right now? Pick your situation for a personalised pointer.

📅 Get Personalised Advice - Free Call

🧮 Free Protection Calculators

Honest estimates in seconds. These tools give you clarity, then book a free call for exact figures tailored to you.

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How Much Life Cover Do I Need?

Recommended Life Cover
£0
This is a common rule-of-thumb (income × years + debts − existing cover). Your exact need depends on lifestyle, dependents and other assets.
💡 Most families are under-insured. A free review can reveal the real gap and the most cost-effective way to close it.
📅 Get exact quote - free call
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Income Protection Calculator

Recommended Monthly Benefit
£0
Suggested deferred period shown above.
💡 Income Protection pays a monthly tax-free benefit if you can’t work due to illness or injury. It’s the cover most people need but least often have.
📅 Check your options - free call
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Protection Gap Checker

Answer honestly - this takes 20 seconds.

Your Protection Score
0/10
📅 Free Protection Review
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Critical Illness Cover Estimator

Suggested Critical Illness Cover
£0
Typically used to clear the mortgage and provide a buffer while you recover. Exact needs vary.
💡 Critical Illness pays a tax-free lump sum on diagnosis of a serious condition (cancer, heart attack, stroke, etc.). It is different from Life Cover.
📅 Discuss Critical Illness options
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Family Protection Cost Sense-Check

Indicative Monthly Premium
£0
Very rough estimate only. Actual premiums depend on health, lifestyle, exact product and underwriting. Many plans start from under £10-£20/month.
💡 Real quotes are often lower than people expect. A free no-obligation quote takes minutes.
📅 Get accurate quote - free
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Mortgage Protection Checker

Recommendation
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💡 Decreasing term (mortgage protection) gets cheaper as the balance falls. Level term stays the same and can leave money for the family after the mortgage is cleared.
📅 Protect your mortgage - free call

Ready for real peace of mind?

Book a free, no-obligation 10-minute discovery call. I’ll show you exactly where you stand and the most cost-effective way to close any gaps.

📅 Book Free Call 💬 WhatsApp

📱 Add Oluprotects Hub to your phone

iPhone: Open in Safari → Tap Share → “Add to Home Screen”
Android: Menu → “Add to Home screen” or “Install app”
Instant access to all tools - no App Store needed.